Effective Date: May 13, 2025
Last Updated: May 13, 2025
Version: 1.0
Clear Your College Debt ("CYCD," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, submit forms, or engage with our services.
1. Information
We Collect We may collect the following personal data:
- Name
- Email address
- Phone number
- Professional or educational background (as voluntarily provided)
- Any information shared during consultations or form submissions - Technical data (e.g., IP address, browser type) via cookies
2. How We Use Your Information
We process your information for the following purposes:
- To respond to your inquiries and schedule appointments
- To deliver requested resources (e.g., the Freedom Blueprint)
- To improve our services, website, and communication efforts
- To send updates, newsletters, or offers (you may opt out at any time)
- To comply with legal obligations
3. Legal Bases for Processing (EU/UK Users)
If you are located in the European Economic Area (EEA) or the United Kingdom, our legal bases for processing your personal data include:
- Your consent (e.g., newsletter subscriptions)
- Performance of a contract (e.g., consultation services)
- Compliance with legal obligations
- Our legitimate interests (e.g., improving our services)
4. Sharing Your Information
We do not sell your personal data. We may share it with:
- Trusted service providers who assist us with CRM, email, analytics, and marketing tools (e.g., GoHighLevel, Mailchimp)
- Legal or regulatory authorities, if required by law
- Authorized contractors and advisors under confidentiality agreements
5. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to:
- Analyze website traffic and user behavior
- Improve your browsing experience
- Support marketing and advertising efforts
You may disable cookies in your browser settings, though this may limit some features of our site.
6. Your Rights
You have the right to:
- Access, correct, or delete your personal information
- Withdraw your consent to marketing communications
- Request information about how your data is processed
- Object to certain processing (where applicable)
- Request a copy of your data in portable format (where applicable)
To exercise any of these rights, email us at [email protected].
7. California Residents (CCPA Notice)
If you reside in California, you have the right to:
- Know what personal information we collect and how we use it
- Request deletion of your personal data
- Opt-out of the sale of your data (note: we do not sell your data)
You may designate an authorized agent to make requests on your behalf.
8. Data Security
We implement appropriate technical and organizational safeguards to protect your information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is 100% secure.
9. Data Retention
We retain your personal data only as long as necessary to:
- Provide services - Fulfill contractual and legal obligations
- Maintain internal business records
When no longer needed, data is securely deleted or anonymized.
10. Children's Privacy
Our services are not directed to children under the age of 13. We do not knowingly collect personal data from anyone under 13. If we become aware that such data has been collected without verified parental consent, we will delete it promptly.
11. International Users
By using our services outside the United States, you consent to the processing of your information in the U.S. We may transfer data to third-party providers located in countries that may not have equivalent data protection laws. When doing so, we use appropriate safeguards (e.g., Standard Contractual Clauses) to protect your data.
12. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in legal requirements or our practices. The latest version will always be available on our website with the effective date noted above.
13. Contact Us
For questions or to exercise your privacy rights, contact us at: Email: [email protected]